S.NoScenariosSub-ScenariosTimelineRemarksTerminal Action
1
Refund (Before initiation)
Debit Card/Credit Card/CRED5 days
The refund TAT should be communicated based on the payment method when the refund has not yet been initiated, ensuring the expected timeline is shared in advance.
NA
Netbanking/EMI7 days
UPI/Instant refund4 hours
UPI (Extended TAT)7 days
IMM15 minutes
Wallet / AXIO / SimplPay /
TWIDZESTMONEY
4 hours
IMPS2 hours
Razorpay/Payout4 hours
2
Refund (Post initiation)
Refund SuccessAs per OneviewRefer to Oneview under "Refund Info" for the refund TAT when the customer contacts us before the provided TAT in Oneview has been breached.NA
Refund Pending (Oneview TAT breached)24 hoursFor an update on the pending refund statusL2 ticket to be raised
 Refund Failed7 daysTo credit the amount from the date L2 ticket is raisedL2 ticket to be raised
As per customer Refund not recieved & Oneview TAT breached (As per Oneview Refund is successful)7 days This is extended to credit the amount from the TAT as per OneviewAgent will share the ARN number (If available) & will ask customer to check with CC of his bank
3ARN/RRN numberARN/RRN number is not available in Oneview72 hrsRaise ARN/RRN request when it is extremely important or user askedL2 ticket to be raised
4
Payment success booking pending (PSBP)
In train PSBP status is not visible to customer. It is only visible to us in the Oneview. To customer we show please retry with the IRCTC password again.
15 Mins for IMM refund and Variable TAT for Source refund
For booking via Train ixitrio and iximatar refund will be credited to IMM and iximaad,iximaio, web & m-web refund will be source only
Your booking is almost done! Simply complete this booking by entering your IRCTC password in the Retry Booking flow. No additional payment will be required. In case the booking is not successful, the amount will be refunded to your ixigo money max/source account within 15mins/other timeline 
5
Payment success booking failed  (PSBF)
Original payment sourceAs per Mode of PaymentRefer Transactional details in oneview for mode of payment
IMM
15 minutes
Refund will be credited to IMM for bookings made via the Train app. The 15-minute window starts from the time the booking first entered PSBP.
IMM TAT breached24 hrs To credit the amount into IMM L2 ticket to be raised
6
Payment initiated/ Payment pending/ Payment failed/Booking Initiatied/Payment Pending Booking failed/Failed
Payment capturedAs per payment modeCheck the Transactional details in Oneview to ascertain mode of payment
Payment not captured7 daysCheck the Transactional details in Oneview to ascertain if any amount is capturedResponse:If in case any amount is deducted it shall be auto refunded in 7 days.
7
Cancellation (Voluntary)
  As per payment modeIf user aproaches post cancellation and refund is yet to be initiated
TDRNO TATRefund will be processed once received by ixigo from IRCTCIn case cx is adament raise L2 to check the TDR refund status. Ask for 24 hrs to wait.
8
Cancellation (Involuntary)
Waitlisted auto-cancellation4 hrs+MOP4 hrs post departure time for refund initiation +MOP
TAT breached (in case of Waitlisted Auto Cancellation)3 days+MOP3 days post  travel date for refund initiation +MOP
Train cancelled3 days+MOP3 days post  travel date for refund initiation +MOP
9Refund discrepanciesIf & when less refund is initiated3 daysFor validation+ updationL2 ticket to be raised
10Refund not initiated More than 2 hours7 daysTo credit the amount irrespective of mode of payment or refund sourceL2 ticket to be raised
11
IMM transfer/Refund to source
4 hoursIncase the payment mode is UPI
TAT breached7 daysExtended TAT only for UPI(If refund is not credited to account as per user) but successful as per Oneview
L2 ticket to be raised only when transfer status is Transfer Initiated (more than 4 hrs) or Reversal
7 days For other payment modes
12ixigo account disableCx asking to disable to delete ixigo account24 hoursDeletion or deactivation request will be executed within 24 hrsL2 ticket to be raised
13Supervisor Callback1 hrThe agent will transfer the call in real time. If the supervisor is busy on another call then, the agent will follow this TAT.Transfer the ticket to the Supervisor's queue, where the Supervisor will handle it.
14Manager Callback30 minThe supervisor will transfer the call in real time. If the manager is busy and if not available then, the agent will follow this TAT.Manager will pick the case from Supervisor's queue.